Tuesday, December 23, 2014


Getting Your Kids to Reach for the Stars
When we were children, we had big dreams and our whole lives ahead of us to make them come true. We wanted to climb a mountain, be a fireman, a ballerina or be a movie star. Nothing was in our way and nothing was going to stop us.
And then we became adults. The dreams vanished as life got in the way. Those dreams we had seemed silly and we let them fade into the distance. As parents, it’s important to not let this happen to our children – but how? Here are a few ways to teach them how to keep reaching for the stars:
  • Teach them that Rome wasn’t built in a day. Neil Armstrong didn’t wake up one morning and decide he was going to walk on the moon that day. Reaching for the stars doesn’t mean making one giant leap – it means taking lots of small steps in the direction of your goal.
  • You aren’t going to learn everything you need to know to reach your goal in one sitting. The knowledge you need to learn to will come with each tiny step you take forward. Slowly but surely you will build up your bag of tricks to get where you need to be.
  • When the going gets tough – keep going. Perseverance is key to getting where you want to go. There will times when they will feel that their efforts are pointless or they aren’t seeing any progress. That’s the exact time to hunker down and keep moving forward.
  • Just do it! Don’t overplan yourself right out of your dream. Yes, plans are important to have an idea of what you’re doing and where you’re going, but you don’t have to know every step of every path you’re going to take. Planning and then planning some more is a surefire way to kill your dream.
It’s ok to dream the impossible dream. It’s ok to reach for the unreachable star. It will hurt sometimes and it will take time to get there but you can pursue your passion and live your dream.


Wednesday, December 10, 2014

Family Fun on a Shoestring
It’s a common thing today: most families have two working parents. It’s a must just to survive, let alone for a family to have anything extra like even a small vacation. Even if you’re careful to watch every penny spent, there are still plenty of ways to have some family fun even on a shoestring.
  • Season passes: Whether you’re heading to a theme park, water park or zoo, most will offer season passes at a decent discount. If you live close enough that you could visit one of these places often, don’t be put off by the initial dollar amount investment and buy the season pass. You’ll find that because of the discounted prices, most season passes pay for themselves in just a couple of visits. Although the passes only cover the price of admission it can still save you money on food by allowing you to leave the park to eat and be readmitted without being penalized.
  • Do you have a second-run theatre near you? These are theatres that play new release movies, but after they’ve already been released in the big theatres. What’s the point? Well think about it this way: when you go to see a new release when it first comes out, you’re likely to spend $8-$10 per ticket, per person. With a family of 4 or more, you’re looking at $40 in tickets and that’s before you buy snacks and drinks. A second-run theatre will play the same movie in its entirety but a few weeks after it’s considered a “new release”. These theatres tend to charge $5 or less per ticket. Worth the wait don’t you think?
  • Consider the minors. If you are a family of sports enthusiasts but can’t quite swing the cost of even general admission tickets to see your favorite sports team, consider checking out a local minor league game instead, or even a local high school or college game. These smaller teams have smaller venues and typically smaller audiences so they do what they can to fill the seats – even charge as little as $5 for a general admission ticket. Some will even offer a ticket and snack package. There are few better memories than snacking on a ball park hot dog in the cheap seats.

These are just a few ideas to get your creativity flowing. Just because you’re watching your pennies doesn’t mean you have to sit at home on the couch and watch each other. Get creative and I’m sure you’ll find something you, your family and your wallet can all agree on. 

Wednesday, November 12, 2014

Keep expenses down when your baby is born

A new baby is a source of joy—and bills. You may feel overwhelmed once you get home from the hospital, but you can keep a steady hand on your finances as you balance feedings, diaper changes, and sleep. A recent article on the U.S. News & World Report website explains what to do:

• Audit your bill. Request an itemized bill from your hospital and check it for errors. You may find duplications, charges for procedures and medications you didn’t receive, and so forth. If so, contact the hospital’s billing department to request a reduction.

• Understand your insurance. Get out your insurance company’s explanation of benefits and refer to it as you check your bill, paying attention to anything your policy didn’t cover. You may find mistakes, which you should bring to the attention of both the insurance company and the hospital billing department as soon as possible.

• Research financial aid. You may qualify for financial assistance based on your income and family status. Your hospital’s website should have information on both its own benefits and also charitable organizations that may be in a position to help you.


Tuesday, October 7, 2014

Find the right balance in your hectic life

The typical family today puts in a lot more hours a year at work than ever before—frequently by working at two or more jobs. So finding a balance between work and life can be complicated. But balance is essential to our well-being. Here are some ways to get on the right track:

• Simplify. Need help with housecleaning? Consider hiring a cleaning person once a month. Feel like you don’t have enough time? Say “no” to things you don’t want to do or don’t have time to do. Don’t make commitments unless they’re important to you.

• Be grateful. Even in the midst of the most hectic and stressful times of life, there are things for which we can be thankful. Reflecting on the good things in our lives helps keep an all-important balance in our outlook.

• Play with your kids. Get down in the dirt and help the kids make mud pies, watch a movie with them, have a long chat over coffee with your teen, and so forth. Give your family more one-on-one time.

• Pay attention to your health. Maintain a sensible diet and a consistent exercise schedule. If you don’t stay healthy, you’ll be less able to handle the stress of work and home.

• Stop procrastinating. You’ll frequently spend more energy fretting over not doing a project than actually doing it. So eliminate the worry and just get started. Find the right balance in your hectic life


Monday, September 29, 2014

Trick or treat! Plan for a safe Halloween

Halloween is a holiday that children and their parents enjoy together. But keeping your costumed trick-or-treaters safe while they go door to door is paramount.

Follow these tips for ensuring that your kids will have a Halloween they remember for all the right reasons:

• Choose costumes in light or bright colors. Whether you buy a costume or make one, be sure it will be visible after dark. Put some reflective tape on goodie bags to help them show up on the street.

• Eat before going out. Serve dinner or a good healthy snack before your kids hit the neighborhood. They’ll be less likely to gorge on the candy they collect if they’re already full.

• Be careful with props. Make sure masks don’t limit children’s vision or obstruct their breathing. If they’re carrying canes, toy swords, or any other sort of accessory, check that they’re not too difficult to carry while
walking or crossing the street.

• Plan your route. Determine a clear and safe path through your neighborhood ahead of time. You should
accompany small children, of course, and discuss safety with older kids going out as a group. Always carry a
flashlight and cell phone.

• Inspect candy before eating. Check through treat bags when children return home, and separate out any candy that looks suspicious. Don’t let kids consume too much at one time—ration it out so they don’t make
themselves sick. 

Wednesday, September 10, 2014

Keeping your family healthy

Medical visits are almost a certainty for all family members, especially children. However the chances of illness can be reduced by following some easy steps.

One good tip is to make sure that your family goes to the doctor for check-ups on a regular basis. These check-ups can help to prevent certain conditions and diseases and make sure that you are doing all that you can to maintain your health, while for children, also assessing that they are where they should be for their age both physically and developmentally. Height and weight are checked, as are language and motor skills.

Another good tip is to take good care of your teeth. A dental visit should be scheduled not long after a baby gets its first tooth or once it has passed its first birthday. After that everyone should see a dentist once every six months regardless of their age. These visits identify problems such as tooth decay and can also help to learn correct brushing techniques as well as other tips on how to keep a child’s smile healthy.


Help your kids stay healthy! 

Wednesday, September 3, 2014


Play these games to spur your child’s imagination

Children start out full of creativity and imagination, and parents can help nurture it as they develop and grow. Play these games with your children to keep their minds active and alert:

• Costume play. Encourage games of dress-up. Keep old clothes, hats, and scarves around so your kids can put on a play or pretend to be grown-ups. This lets them try out different roles and express their ideas freely.

• Art gallery. Dedicate a section of your home (not just the refrigerator door) to your kids’ art. Display their pictures and sculptures, rotating them from time to time. You can even hold a “gallery opening” for your relatives or your kids’ friends, serving cheese and juice, to reinforce children’s pride in their talents.

• Story building. Collect some random objects around your house and ask your child to make up a story around them. Or gather a group of children, give them one item each, and have each one add a sentence to the story about the object he or she is holding. Switch items often to keep the game going.

• Forts. It’s a time-honored game, but one that stimulates the senses: Have your kids build a fort using blankets, sheets, and pillows. They’ll learn to solve problems like keeping a roof up and designing doors for easy entrance and exit.